Pension income splitting allows Canadian couples to allocate up to 50% of eligible pension income from the higher-earning spouse to the lower-earning spouse for tax ... Read more This article appeared ...

Annuities can be extremely confusing, with the contract containing terms like bonus rates, participation rates, caps, floors, spreads, riders and MVA clauses. damircudic / Getty Images In this season ...

Nationwide found annuity owners reported higher levels of retirement confidence, but a separate LIMRA study questioned how much clients know. Annuity owners have more confidence in being able to ...

If you're nearing retirement and thinking about turning your savings into guaranteed monthly income, a $250,000 annuity might seem like a smart move. An annuity is a financial contract you buy from an ...

Annuity market sales are projected to reach $450 billion in 2025, roughly double the volume seen in 2020, due to retirement plan participants’ desire for predictable income. As defined contribution ...

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...

Total US annuity sales reached $119.5 billion in the second quarter, an 8% increase from a year ago and the highest quarterly result on record, according to LIMRA’s latest US Individual Annuity Sales ...

In 2025, both annuities and certificates of deposit (CDs) offer attractive, guaranteed returns, especially as interest rates are expected to drop soon. If you're looking for a safe, fixed return on ...

If you’ve been wondering what is a deferred annuity, it’s essentially a retirement savings product that lets your money grow tax-deferred until you decide to withdraw it. You can invest either a lump ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These rules act as practical guidelines, and understanding them before ...

Annuity sales hit a new record of $223 billion in the first half, a 3% year-over-year gain, according to Limra, the Windsor, Conn.-based research organization. “For the third consecutive year, ...