Taking money from an ATM not tied to your bank could cost you $500 a year. — -- Getting cash from an automated teller machine not affiliated with your bank has never been so expensive.

Using an ATM gives you easy access to money, but there are some security issues that you should keep in mind. The most important one: do not give your PIN (personal identification number) to anyone.

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

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