After financial advisor Sarah Carlson fell victim to a violent hit-and-run driver, she became a long-distance triathlete — and a vivid example of why disability insurance is so important for clients.

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...