Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

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It’s the little expenses that add up, like buying new clothes, shoes, pots and pans or paying for Uber rides. For the 13,000 households without a home in the aftermath of the Palisades and Eaton fires ...